Housing Affordability · United States
Most affordable US states — price-to-income ratio
The price-to-income ratio divides median home value by median household income. A lower ratio means more affordable. West Virginia leads with 2.7×, meaning a typical home costs 2.7 years of household income. Data: ACS 5-Year 2024.
Top 10 — Most Affordable
All states ranked by price-to-income ratio
1
West Virginia
2.7×
$162,600
$59,608
2
Iowa
2.8×
$208,000
$75,059
3
Kansas
2.9×
$217,200
$74,275
4
Indiana
3×
$218,200
$71,957
5
Mississippi
3×
$169,800
$56,447
6
Ohio
3×
$214,800
$71,389
7
Nebraska
3.1×
$238,600
$76,475
8
Oklahoma
3.1×
$199,800
$65,039
9
Arkansas
3.1×
$188,000
$60,773
10
Illinois
3.2×
$263,300
$83,390