Rent Burden · All 50 States · ACS 2024
States with the highest renter cost burden
Share of renters spending 30%+ of income on housing. National median: 44.8%. Florida leads at 56.3%.
Regional patterns in rent burden
Coastal and Sun Belt states dominate the top of the rent burden rankings. Major coastal states including California, New York, New Jersey, Massachusetts, Hawaii, and Florida average 51.4% renter cost burden — significantly above the national median. High rent-to-income ratios in these markets reflect both elevated rents and income inequality, where high earners raise average income figures while lower-income renters bear a disproportionate share of housing costs.
Midwestern states including Iowa, Minnesota, Wisconsin, and the Dakotas show the lowest burden rates, averaging 40.3%. In these markets, median rents remain low relative to median incomes, and the share of cost-burdened renters reflects a more balanced housing supply.
Note that low cost burden at the state level can mask severe county-level stress. In states with large cities — Texas, Georgia, Illinois — urban counties often have burden rates well above the state average even when the state overall ranks in the middle tier.
How renter cost burden is measured
The renter cost burden percentage is calculated from the ACS variable B25070 (gross rent as a percentage of household income). It measures the share of renter-occupied units where gross rent — including utilities — exceeds 30% of gross household income. HUD defines two thresholds: cost-burdened (30–49%) and severely cost-burdened (50%+).
The 30% threshold was codified in the 1981 US Housing Act and has been the federal standard ever since. Critics argue the threshold fails to account for household size, location, or non-housing costs of living — a single person in San Francisco paying 35% of income on rent faces a very different situation than a family of four paying the same share in Iowa.
Data in these rankings comes from the US Census Bureau's American Community Survey 5-Year Estimates (2020–2024 pooled), covering all 50 states and DC. State figures are direct ACS estimates, not county-aggregated averages. Puerto Rico is excluded from rankings.