Housing Affordability · United States
Least affordable US states — price-to-income ratio
The price-to-income ratio divides median home value by median household income. A higher ratio means less affordable. Hawaii is the least affordable at 8.4×. Data: ACS 5-Year 2024.
Top 10 — Least Affordable
All states ranked by price-to-income ratio
1
Hawaii
8.4×
$839,100
$100,389
2
California
7.4×
$734,700
$99,122
3
District of Columbia
6.7×
$737,100
$109,870
4
Oregon
5.8×
$477,600
$83,011
5
Washington
5.8×
$564,600
$98,141
6
Nevada
5.6×
$435,400
$78,260
7
Colorado
5.6×
$539,400
$95,470
8
Idaho
5.4×
$418,600
$77,800
9
Massachusetts
5.4×
$562,100
$103,960
10
Montana
5.2×
$375,800
$72,509