Hawaii — financial stress by county

The Financial Stress Index (FSI) combines renter cost burden, eviction rate, and debt in collections into a 0–100 score. 3 of 5 Hawaii counties have all three inputs and receive a score. The average FSI across reporting counties is 46.7. Maui, HI has the highest score at 52.

Data note: The eviction rate component draws from the Princeton Eviction Lab's last national county release (2018). Post-pandemic eviction trends are not reflected in these scores — counties with high pre-2020 eviction activity may score differently if updated data were available. Rent burden and debt figures use 2024 ACS and Urban Institute data; the debt-collections input reflects credit-active adults only — those with a credit-bureau file.

Debt-input note: Hawaii's debt-in-collections rate — 30% of the FSI score — isn't concentrated because one debt type runs high; it's that the other two run unusually low, leaving auto/retail loan delinquency (close to the national average, 47th percentile) as the largest of the three. See the full debt breakdown for Hawaii.

Among states with reliable FSI coverage (≥60% of counties scored), Hawaii ranks #23 of 36 states. The average FSI of 46.7 is 11% below the national average FSI of 52.6.

Hawaii ranks #4 of 8 in the West by average FSI score — between Oregon (47.4) just above and Wyoming (33.3) just below.