Financial Stress · California

California — financial stress by county

The Financial Stress Index (FSI) combines renter cost burden, eviction rate, and debt in collections into a 0–100 score. 37 of 58 California counties have all three inputs and receive a score. The state average FSI across reporting counties is 54.0. San Bernardino, CA has the highest score at 81.

Data note: The eviction rate component draws from the Princeton Eviction Lab's last national county release (2018). Post-pandemic eviction trends are not reflected in these scores — counties with high pre-2020 eviction activity may score differently if updated data were available. Rent burden and debt figures use 2024 ACS and Urban Institute data.

National comparison · California

How does California compare nationally?

Among states with reliable FSI coverage (≥60% of counties scored), California ranks #17 of 36 states. The state average FSI of 54.0 is 3% above the national average FSI of 52.6.

Within the West, California has the highest financial stress score; the next-most-stressed states are Colorado (48.6) and Oregon (47.4).

Top 10 — Most Stressed Counties

Counties in California ranked by FSI score

CountyFSI
1 San Bernardino, CA 81
2 Riverside, CA 74
3 Fresno, CA 73
4 Yuba, CA 70
5 San Joaquin, CA 69
6 Sacramento, CA 68
7 Lake, CA 64
8 Sutter, CA 64
9 Tulare, CA 64
10 Kern, CA 62
Source  ·  US Census Bureau ACS 5-Year 2024 (2020–2024) · Princeton Eviction Lab (through 2018) · Urban Institute Debt in America (2024)  ·  Full FSI methodology →

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Financial stress — compare with other states

Click any state for county-level data and rankings.