Housing affordability · NY · 2024
Westchester Housing Affordability
57th most affordable of 62 New York counties · price-to-income ratio
Westchester at a glance
Westchester faces affordability pressure on both ownership and rental costs — the price-to-income ratio of 5.6× exceeds the New York state median, and a higher-than-average share of renters spend more than 30% of their income on housing.
At Westchester's median household income of $118,976, a renter paying the median monthly rent of $1,951 would commit 20% of gross annual income to housing — below the 30% threshold widely used to define cost burden.
For owner-occupied households, 21% spend more than 30% of their income on housing costs — the standard definition of owner cost burden.
Westchester FAQ
What is the median home price in Westchester?
The median home value in Westchester, NY is $663,200 (2024 ACS 5-year estimate). This is 56% above the New York state median of $423,800.
Is Westchester an affordable place to buy a home?
Westchester is rated Stressed on the USInsights affordability scale. The price-to-income ratio is 5.6×, meaning the median home costs roughly 5.6 years of median household income ($118,976). 5.0×–7.0× indicates significant affordability stress.
What is the average rent in Westchester?
The median gross rent in Westchester is $1,951 per month (2024 ACS 5-year estimate). 51% of renters spend more than 30% of their income on housing. The New York state median is $1,621.
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