Housing affordability · NY · 2024
Ulster Housing Affordability
52nd cheapest of 62 NY counties by price-to-income ratio · 2618th of 3,216 nationally · tier rated on the national scale
Ulster at a glance
Ulster shows a counter-intuitive pattern: home prices relative to income (4.1×) are below the New York state median, yet a higher-than-average share of renters face cost burden — ownership and rental markets here don't move together.
At Ulster's median household income of $86,271, a renter paying the median monthly rent of $1,425 would commit 20% of gross annual income to housing — below the 30% threshold widely used to define cost burden.
52% of Ulster renters spend more than 30% of their income on housing — the share of the renter population classified as cost-burdened.
For owner-occupied households, 19% spend more than 30% of their income on housing costs — below the NY rate of 19%.
Ulster FAQ
What is the median home price in Ulster?
The median home value in Ulster, NY is $352,500 (2024 ACS 5-year estimate). This is 17% below the New York state median of $423,800.
Is Ulster an affordable place to buy a home?
Ulster is rated Moderate on the USInsights affordability scale. The price-to-income ratio is 4.1×, meaning the median home costs roughly 4.1 years of median household income ($86,271). 3.5×–5.0× indicates moderate pressure.
What is the average rent in Ulster?
The median gross rent in Ulster is $1,425 per month (2024 ACS 5-year estimate). 52% of renters spend more than 30% of their income on housing. The New York state median is $1,621.
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