Housing affordability · NY · 2024

Tompkins Housing Affordability

Moderate — Getting pricey

49th most affordable of 62 New York counties · price-to-income ratio

Median Home Value
$290,900
↓31% vs NY · ↑60% vs US
Price-to-Income Ratio
3.9×
↓20% vs NY · ↑30% vs US
Median Monthly Rent
$1,411
↓13% vs NY · ↑62% vs US
Renter Cost Burden
54%
↑9% vs NY · ↑42% vs US
Analysis · NY

Tompkins at a glance

Tompkins shows a counter-intuitive pattern: home prices relative to income (3.9×) are below the New York state median, yet a higher-than-average share of renters face cost burden — typically reflecting a concentration of lower-income households in the local rental market.

At Tompkins's median household income of $74,024, a renter paying the median monthly rent of $1,411 would commit 23% of gross annual income to housing — below the 30% threshold widely used to define cost burden.

For owner-occupied households, 11% spend more than 30% of their income on housing costs — the standard definition of owner cost burden.

Tompkins FAQ

What is the median home price in Tompkins?

The median home value in Tompkins, NY is $290,900 (2024 ACS 5-year estimate). This is 31% below the New York state median of $423,800.

Is Tompkins an affordable place to buy a home?

Tompkins is rated Moderate on the USInsights affordability scale. The price-to-income ratio is 3.9×, meaning the median home costs roughly 3.9 years of median household income ($74,024). 3.5×–5.0× indicates moderate pressure.

What is the average rent in Tompkins?

The median gross rent in Tompkins is $1,411 per month (2024 ACS 5-year estimate). 54% of renters spend more than 30% of their income on housing. The New York state median is $1,621.

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Source: US Census Bureau ACS 5-Year Estimates 2024 (2020–2024 survey period). Price-to-income ratio = median home value ÷ median household income. Full New York methodology →