Housing affordability · NY · 2024
Schoharie Housing Affordability
33rd most affordable of 62 New York counties · price-to-income ratio
Schoharie at a glance
Schoharie is among the more accessible housing markets in New York on both ownership and rental measures — home prices relative to income sit below the state median at 2.7×, and renters face a lower-than-average cost burden.
At Schoharie's median household income of $70,133, a renter paying the median monthly rent of $909 would commit 16% of gross annual income to housing — below the 30% threshold widely used to define cost burden.
For owner-occupied households, 13% spend more than 30% of their income on housing costs — the standard definition of owner cost burden.
Schoharie FAQ
What is the median home price in Schoharie?
The median home value in Schoharie, NY is $192,500 (2024 ACS 5-year estimate). This is 55% below the New York state median of $423,800.
Is Schoharie an affordable place to buy a home?
Schoharie is rated Affordable on the USInsights affordability scale. The price-to-income ratio is 2.7×, meaning the median home costs roughly 2.7 years of median household income ($70,133). Under 3.5× is generally considered affordable.
What is the average rent in Schoharie?
The median gross rent in Schoharie is $909 per month (2024 ACS 5-year estimate). 42% of renters spend more than 30% of their income on housing. The New York state median is $1,621.
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