Housing affordability · NY · 2024

Rensselaer Housing Affordability

Affordable — Good value

38th most affordable of 62 New York counties · price-to-income ratio

Median Home Value
$258,400
↓39% vs NY · ↑42% vs US
Price-to-Income Ratio
2.9×
↓41% vs NY · ↓3% vs US
Median Monthly Rent
$1,217
↓25% vs NY · ↑40% vs US
Renter Cost Burden
45%
↓9% vs NY · ↑19% vs US
Analysis · NY

Rensselaer at a glance

Rensselaer is among the more accessible housing markets in New York on both ownership and rental measures — home prices relative to income sit below the state median at 2.9×, and renters face a lower-than-average cost burden.

At Rensselaer's median household income of $87,915, a renter paying the median monthly rent of $1,217 would commit 17% of gross annual income to housing — below the 30% threshold widely used to define cost burden.

For owner-occupied households, 13% spend more than 30% of their income on housing costs — the standard definition of owner cost burden.

Rensselaer FAQ

What is the median home price in Rensselaer?

The median home value in Rensselaer, NY is $258,400 (2024 ACS 5-year estimate). This is 39% below the New York state median of $423,800.

Is Rensselaer an affordable place to buy a home?

Rensselaer is rated Affordable on the USInsights affordability scale. The price-to-income ratio is 2.9×, meaning the median home costs roughly 2.9 years of median household income ($87,915). Under 3.5× is generally considered affordable.

What is the average rent in Rensselaer?

The median gross rent in Rensselaer is $1,217 per month (2024 ACS 5-year estimate). 45% of renters spend more than 30% of their income on housing. The New York state median is $1,621.

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Source: US Census Bureau ACS 5-Year Estimates 2024 (2020–2024 survey period). Price-to-income ratio = median home value ÷ median household income. Full New York methodology →