Housing affordability · NY · 2024
Ontario Housing Affordability
32nd most affordable of 62 New York counties · price-to-income ratio
Ontario at a glance
Ontario is among the more accessible housing markets in New York on both ownership and rental measures — home prices relative to income sit below the state median at 2.7×, and renters face a lower-than-average cost burden.
At Ontario's median household income of $82,324, a renter paying the median monthly rent of $1,150 would commit 17% of gross annual income to housing — below the 30% threshold widely used to define cost burden.
For owner-occupied households, 13% spend more than 30% of their income on housing costs — the standard definition of owner cost burden.
Ontario FAQ
What is the median home price in Ontario?
The median home value in Ontario, NY is $222,900 (2024 ACS 5-year estimate). This is 47% below the New York state median of $423,800.
Is Ontario an affordable place to buy a home?
Ontario is rated Affordable on the USInsights affordability scale. The price-to-income ratio is 2.7×, meaning the median home costs roughly 2.7 years of median household income ($82,324). Under 3.5× is generally considered affordable.
What is the average rent in Ontario?
The median gross rent in Ontario is $1,150 per month (2024 ACS 5-year estimate). 43% of renters spend more than 30% of their income on housing. The New York state median is $1,621.
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