Housing affordability · NY · 2024

Oneida Housing Affordability

Affordable — Good value

27th most affordable of 62 New York counties · price-to-income ratio

Median Home Value
$182,600
↓57% vs NY · ↑0% vs US
Price-to-Income Ratio
2.6×
↓47% vs NY · ↓13% vs US
Median Monthly Rent
$944
↓42% vs NY · ↑9% vs US
Renter Cost Burden
43%
↓13% vs NY · ↑13% vs US
Analysis · NY

Oneida at a glance

Oneida is among the more accessible housing markets in New York on both ownership and rental measures — home prices relative to income sit below the state median at 2.6×, and renters face a lower-than-average cost burden.

At Oneida's median household income of $70,154, a renter paying the median monthly rent of $944 would commit 16% of gross annual income to housing — below the 30% threshold widely used to define cost burden.

For owner-occupied households, 11% spend more than 30% of their income on housing costs — the standard definition of owner cost burden.

Oneida FAQ

What is the median home price in Oneida?

The median home value in Oneida, NY is $182,600 (2024 ACS 5-year estimate). This is 57% below the New York state median of $423,800.

Is Oneida an affordable place to buy a home?

Oneida is rated Affordable on the USInsights affordability scale. The price-to-income ratio is 2.6×, meaning the median home costs roughly 2.6 years of median household income ($70,154). Under 3.5× is generally considered affordable.

What is the average rent in Oneida?

The median gross rent in Oneida is $944 per month (2024 ACS 5-year estimate). 43% of renters spend more than 30% of their income on housing. The New York state median is $1,621.

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Source: US Census Bureau ACS 5-Year Estimates 2024 (2020–2024 survey period). Price-to-income ratio = median home value ÷ median household income. Full New York methodology →