Housing affordability · NY · 2024
Jefferson Housing Affordability
35th most affordable of 62 New York counties · price-to-income ratio
Jefferson at a glance
Jefferson is among the more accessible housing markets in New York on both ownership and rental measures — home prices relative to income sit below the state median at 2.8×, and renters face a lower-than-average cost burden.
At Jefferson's median household income of $66,301, a renter paying the median monthly rent of $1,213 would commit 22% of gross annual income to housing — below the 30% threshold widely used to define cost burden.
For owner-occupied households, 14% spend more than 30% of their income on housing costs — the standard definition of owner cost burden.
Jefferson FAQ
What is the median home price in Jefferson?
The median home value in Jefferson, NY is $188,200 (2024 ACS 5-year estimate). This is 56% below the New York state median of $423,800.
Is Jefferson an affordable place to buy a home?
Jefferson is rated Affordable on the USInsights affordability scale. The price-to-income ratio is 2.8×, meaning the median home costs roughly 2.8 years of median household income ($66,301). Under 3.5× is generally considered affordable.
What is the average rent in Jefferson?
The median gross rent in Jefferson is $1,213 per month (2024 ACS 5-year estimate). 45% of renters spend more than 30% of their income on housing. The New York state median is $1,621.
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