Housing affordability · NY · 2024

Herkimer Housing Affordability

Affordable — Good value

10th most affordable of 62 New York counties · price-to-income ratio

Median Home Value
$147,700
↓65% vs NY · ↓19% vs US
Price-to-Income Ratio
2.2×
↓55% vs NY · ↓27% vs US
Median Monthly Rent
$823
↓49% vs NY · ↓5% vs US
Renter Cost Burden
37%
↓25% vs NY · ↓2% vs US
Analysis · NY

Herkimer at a glance

Herkimer is among the more accessible housing markets in New York on both ownership and rental measures — home prices relative to income sit below the state median at 2.2×, and renters face a lower-than-average cost burden.

At Herkimer's median household income of $68,515, a renter paying the median monthly rent of $823 would commit 14% of gross annual income to housing — below the 30% threshold widely used to define cost burden.

For owner-occupied households, 12% spend more than 30% of their income on housing costs — the standard definition of owner cost burden.

Herkimer FAQ

What is the median home price in Herkimer?

The median home value in Herkimer, NY is $147,700 (2024 ACS 5-year estimate). This is 65% below the New York state median of $423,800.

Is Herkimer an affordable place to buy a home?

Herkimer is rated Affordable on the USInsights affordability scale. The price-to-income ratio is 2.2×, meaning the median home costs roughly 2.2 years of median household income ($68,515). Under 3.5× is generally considered affordable.

What is the average rent in Herkimer?

The median gross rent in Herkimer is $823 per month (2024 ACS 5-year estimate). 37% of renters spend more than 30% of their income on housing. The New York state median is $1,621.

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Source: US Census Bureau ACS 5-Year Estimates 2024 (2020–2024 survey period). Price-to-income ratio = median home value ÷ median household income. Full New York methodology →