Housing affordability · NY · 2024

Hamilton Housing Affordability

Moderate — Getting pricey

48th most affordable of 62 New York counties · price-to-income ratio

Median Home Value
$260,200
↓39% vs NY · ↑43% vs US
Price-to-Income Ratio
3.8×
↓22% vs NY · ↑27% vs US
Median Monthly Rent
$912
↓44% vs NY · ↑5% vs US
Renter Cost Burden
39%
↓20% vs NY · ↑4% vs US
Analysis · NY

Hamilton at a glance

Hamilton is among the more accessible housing markets in New York on both ownership and rental measures — home prices relative to income sit below the state median at 3.8×, and renters face a lower-than-average cost burden.

At Hamilton's median household income of $68,835, a renter paying the median monthly rent of $912 would commit 16% of gross annual income to housing — below the 30% threshold widely used to define cost burden.

For owner-occupied households, 10% spend more than 30% of their income on housing costs — the standard definition of owner cost burden.

Hamilton FAQ

What is the median home price in Hamilton?

The median home value in Hamilton, NY is $260,200 (2024 ACS 5-year estimate). This is 39% below the New York state median of $423,800.

Is Hamilton an affordable place to buy a home?

Hamilton is rated Moderate on the USInsights affordability scale. The price-to-income ratio is 3.8×, meaning the median home costs roughly 3.8 years of median household income ($68,835). 3.5×–5.0× indicates moderate pressure.

What is the average rent in Hamilton?

The median gross rent in Hamilton is $912 per month (2024 ACS 5-year estimate). 39% of renters spend more than 30% of their income on housing. The New York state median is $1,621.

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Source: US Census Bureau ACS 5-Year Estimates 2024 (2020–2024 survey period). Price-to-income ratio = median home value ÷ median household income. Full New York methodology →