Housing affordability · NY · 2024
Dutchess Housing Affordability
50th most affordable of 62 New York counties · price-to-income ratio
Dutchess at a glance
Dutchess shows a counter-intuitive pattern: home prices relative to income (4.0×) are below the New York state median, yet a higher-than-average share of renters face cost burden — typically reflecting a concentration of lower-income households in the local rental market.
At Dutchess's median household income of $99,478, a renter paying the median monthly rent of $1,582 would commit 19% of gross annual income to housing — below the 30% threshold widely used to define cost burden.
For owner-occupied households, 20% spend more than 30% of their income on housing costs — the standard definition of owner cost burden.
Dutchess FAQ
What is the median home price in Dutchess?
The median home value in Dutchess, NY is $400,600 (2024 ACS 5-year estimate). This is 5% below the New York state median of $423,800.
Is Dutchess an affordable place to buy a home?
Dutchess is rated Moderate on the USInsights affordability scale. The price-to-income ratio is 4.0×, meaning the median home costs roughly 4.0 years of median household income ($99,478). 3.5×–5.0× indicates moderate pressure.
What is the average rent in Dutchess?
The median gross rent in Dutchess is $1,582 per month (2024 ACS 5-year estimate). 49% of renters spend more than 30% of their income on housing. The New York state median is $1,621.
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