Housing affordability · NY · 2024

Chemung Housing Affordability

Affordable — Good value

7th most affordable of 62 New York counties · price-to-income ratio

Median Home Value
$141,100
↓67% vs NY · ↓23% vs US
Price-to-Income Ratio
2.2×
↓55% vs NY · ↓27% vs US
Median Monthly Rent
$1,059
↓35% vs NY · ↑22% vs US
Renter Cost Burden
48%
↓3% vs NY · ↑26% vs US
Analysis · NY

Chemung at a glance

Chemung is among the more accessible housing markets in New York on both ownership and rental measures — home prices relative to income sit below the state median at 2.2×, and renters face a lower-than-average cost burden.

At Chemung's median household income of $63,716, a renter paying the median monthly rent of $1,059 would commit 20% of gross annual income to housing — below the 30% threshold widely used to define cost burden.

For owner-occupied households, 12% spend more than 30% of their income on housing costs — the standard definition of owner cost burden.

Chemung FAQ

What is the median home price in Chemung?

The median home value in Chemung, NY is $141,100 (2024 ACS 5-year estimate). This is 67% below the New York state median of $423,800.

Is Chemung an affordable place to buy a home?

Chemung is rated Affordable on the USInsights affordability scale. The price-to-income ratio is 2.2×, meaning the median home costs roughly 2.2 years of median household income ($63,716). Under 3.5× is generally considered affordable.

What is the average rent in Chemung?

The median gross rent in Chemung is $1,059 per month (2024 ACS 5-year estimate). 48% of renters spend more than 30% of their income on housing. The New York state median is $1,621.

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Source: US Census Bureau ACS 5-Year Estimates 2024 (2020–2024 survey period). Price-to-income ratio = median home value ÷ median household income. Full New York methodology →